Should We Buy Our First Home Together?

Assessing if you and your partner are ready to buy property together.

1. How stable and secure is your combined income?

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2. Have you had open and detailed discussions about your shared long-term financial goals?

3. How much have you realistically saved for a down payment, closing costs, and an emergency fund?

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4. What location preferences (neighborhood, schools, commute) are important to both of you?

5. Are you both fully prepared for the responsibilities and costs of homeownership?

6. How do you plan to handle the mortgage, property taxes, insurance, and maintenance costs?

7. Have you gotten pre-approved for a mortgage to understand your budget?

8. How does buying a home fit into your shared life plan for the next 5-10 years?

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9. What compromises are you both willing to make regarding the property itself?

10. Have you discussed how you'll make decisions and handle disagreements about the house?