Should I Invest in Index Funds or Individual Stocks?

Choosing between a passive (index funds) or active (stocks) investment approach.

1. How would you rate your current investment knowledge and experience?

LowHigh

2. How much investment risk are you comfortable taking?

LowHigh

3. Do you realistically have the time and interest to research individual companies?

4. What is your investment timeline (short-term vs. long-term)?

5. Are you already contributing sufficiently to retirement accounts (401k, IRA)?

6. How much money are you planning to invest?

LowHigh

7. What are your specific financial goals for this investment?

8. Do you have a solid understanding of basic market principles?

LowHigh

9. Have you considered the fees associated with funds vs. stock trading?

10. What is your overall strategy for diversifying your investments?